Example – Male aged 30 takes Platinum Protect plan for Rs. 50 Lac sum assured and a 20year term. If he stops paying premium 16th policy year onwards, he will be eligible for 50% of sum assured as Reduced Insurance Cover for the remainder of the policy term.

Under Reduced Insurance Cover facility no rider benefit will be made available.

If the Policyholder chooses to resume payment of Premium within six months from the discontinuance of Premium, then the original sum assured may be restored at the discretion of the Company on production of evidence of insurability and payment of premiums

For complete details please refer to the Benefit Illustration and Policy Contract.