Thursday, 9 June 2011


    * Death Benefit: Equal to Sum Assured of the policy
    * Current Tax Benefits: This insurance plan may entitle you certain tax benefits on your premiums as well as on the benefits received under this policy U/s 80 C of the Income Tax act 1961 on the annual premium of your policy.
"key benefits"

    * Comprehensive cover at nominal costs
    * Lower rates for non smokers & healthier lives
    * Increase your cover to reduce your premium
    * Cover continues even if you stop paying premium
    * Riders to protect your family from Death, Disease and Disability


Sample Premium* rates for Rs. 50 Lac Sum Assured (Annual mode)
Age Preferred Non Smoker Non Smoker Smoker
30 7,250 8,050 9,100
35 9,700 11,000 12,800
40 13,950 16,350 19,450
45 20,650 24,900 30,250

Dread Disease Rider Personal Accident Benefit Rider
Entry Age 20 - 50 years
Expiry Age 60 years
Minimum Sum Assured Rs. 100,000 (depending upon Term)
Maximum Sum Assured Rs. 10,00,000

Customer can opt for either both of the riders or any one of them.
Entry Age 20 - 55 years
Expiry Age 60 years
Minimum Sum Assured Rs. 100,000
Maximum Sum Assured Base policy sum assured (subject to a limit of Rs. 40 lacs)

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